Augury
HEDGE · LIBRARY OF WORRIES

Common worries, priced.

Pre-built hedges for the things people lose sleep over. Each starts with sensible defaults you can edit before issuing.

● DEMO · START HERE

Your first $50 hedge (a learning test)

Built for newcomers. A small $50 policy that hedges a tiny slice of Bitcoin exposure — enough to see how everything works end-to-end without putting any real weight at risk. You'll watch the policy get issued, see it on your dashboard, and learn the mechanic. If the trigger fires, you get ~$60 back. If not, you've spent $50 on a learning round and know how Hedge actually works.

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MORTGAGE

Mortgage rate hedge

Protect against rates rising before your refinance window. If rates are above your threshold on the FOMC announcement, this policy pays the additional interest you'd otherwise owe.

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JOB · INCOME

Recession job-loss hedge

Protect against income loss during an NBER-declared recession. The policy covers a fraction of your annual income if the recession is officially called by year-end.

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CRYPTO

Crypto crash hedge

Protect against Bitcoin falling below your threshold by year-end. Useful if a meaningful share of your net worth is in crypto.

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INFLATION

Inflation hedge

Protect against sustained inflation above 4%. If headline CPI stays above your threshold for two consecutive prints, this policy pays.

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ELECTION

Election outcome hedge

Protect against specific political outcomes that would materially affect your life — your immigration status, your industry, your home country's stability.

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JOB · INCOME

AI displacement hedge

Protect against major AI-driven labor disruption events in your industry. If a named threshold event fires (mass layoffs in your sector, AI takes a credentialed exam, etc.), this policy pays.

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MACRO · MARKETS

Tech stock crash hedge

Protect against named mega-cap stocks declining sharply. If a chosen ticker falls below your threshold by the target date, this policy pays.

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TRAVEL

Travel cancellation hedge

Protect against geopolitical events in your travel destination — war, sanctions, instability. If the trigger fires before your trip, the policy refunds your prepaid costs.

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CURRENCY

Currency hedge

Protect against USD weakness vs. your home currency. Useful if you earn in USD but spend in another currency, or you're saving for an asset priced abroad.

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CLIMATE

Climate event hedge

Protect against specific weather/disaster outcomes that would damage property or operations in your region (wildfire, hurricane, drought).

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